This is a great version, its never been more evenly balanced and even new players can easily beat stubby whores without alot of effort.
The stubby reduction is great as the ammo is limited and damage lower, the stubby now no longer seems like a primary dominant weapon, more of a backup.
For me its great the way they have (or at least tried hard to) evened up the gameplay balance, even if there are a few issues.
Meh,hardly anyone ever spawned a crusader (in 0.4.1), maybe thats what the 200 armour or whatever was.
Anyways the mta team deserves nothing more than a break, so if we do get an update...you know..be happy!!